Luna Lee

Backend software engineer (ex-Amazon Health, One Medical) and actuarial mathematician (UCLA). I build small, honest tools and write about money with real numbers.

Writing

First 90 Days

A money guide for teens about to live independently — first paycheck, first apartment, and the credit-card minimum-payment trap, each walked through with real numbers. Free to read.

Read the first three posts →

Tools

FM Toolkit — Exam FM Calculators

Interest theory and loan amortization calculators, verified against known-answer tests. The Interest Theory Calculator is free; the bundle lives on Gumroad.

See the calculators →

Code

fm-formalization

Interest-theory mathematics formalized in Lean 4 with Mathlib — accumulation and discount factors and the geometric series behind the annuity formulas, proved with no sorry.

View on GitHub →